Why Livonia Michigan Car Accident Lawyers
Legally Reviewed and Edited by: Terry Cochran
There were more auto accidents in Wayne County than in any other county in Michigan in 2021. The Michigan State police’s accident statistics reported Wayne County experienced 50,490 crashes, with 11,830 resulting in injuries and 38,458 in property damage. Within Livonia, 2,929 crashes, including 1,933, occurred on local streets.
If you’ve been in an auto accident, you may be feeling overwhelmed by the process of dealing with your insurance company. You may experience increased stress if you are recovering from severe injuries such as spinal cord injuries and need legal advice on how to recover compensation.
To understand what to do next after a motor vehicle accident, a Livonia, Michigan lawyer can guide you through the legal process of filing a personal injury claim.
Why Do I Need a Livonia Car Accident Lawyer?
An experienced personal injury attorney can safeguard your legal right to no-fault benefits for wage loss and ongoing medical treatment for your injuries. They can help you understand the additional damages you may receive for your losses.
Understand Your No-Fault Benefits
Your auto insurance company must provide you with no-fault insurance benefits under the Michigan auto no-fault insurance law. These benefits include coverage for loss of wages, medical expenses, and property damage to other vehicles.
If your injuries prevent you from performing daily tasks, you can access allowable expenses and in-home attendant care benefits. These include up to $20 daily for household replacement services and 56 hours of attendant care. Additionally, this coverage can cover burial and funeral expenses in the event of wrongful death.
When you work with a lawyer, they can ensure you receive all the benefits that apply to your case under Michigan no-fault law. They can gather and review all evidence, including photos and videos of the accident and your medical bills, to determine the impact of your injuries on your life.
Your lawyer can use your pay stubs and W-2s to demonstrate the loss of income due to the accident. For instance, if you need time off for post-surgery recovery from shoulder surgeries, your lawyer can tell you which benefits you’re eligible for, including medical expenses and wage loss benefits.
File Your No-Fault Claim
You only have one year to apply for no-fault benefits with your insurance company after your accident. However, many insurance providers require a notice of the accident within 30 days. If you apply for no-fault benefits after the 30-day filing deadline, you likely won’t receive compensation for your injuries and lost wages.
It is best to retain legal representation to help you file your claim for damages within the applicable deadline. Your lawyer can read over your insurance policy limits to ensure you receive the appropriate coverage for your injuries when you file your claim.
Calculate Your Settlement’s Full Value
The insurance industry uses aggressive tactics to deny or delay claims to auto accident injury victims. After a car accident, the claims adjuster may attempt to convince you to settle your claim for much less than its total worth. They may also try to have you sign a release agreeing not to file any future accident claims for no-fault auto insurance benefits.
A skilled attorney can negotiate with the insurance claims adjuster for maximum compensation according to your policy limits and economic losses. The attorney can estimate the value of your settlement by considering the costs of your current medical care, lost wages, and medical bills for ongoing treatment.
They can use your medical records and photos of your injuries to point out how severe your accident and injuries were. By presenting this evidence, your car accident attorney can make it more difficult for adjusters to lowball you.
Prove Negligence of the Other Driver
Michigan’s no-fault benefits are helpful for financial compensation for your economic losses. However, these benefits do not cover intangible losses like pain and suffering or emotional distress that result from an accident.
You may be able to file a third-party claim against the at-fault driver for non-economic damages. With Michigan’s modified comparative fault law, you are eligible for compensation if you are 50% or less at fault for an accident. If photos and videos of the actual accident scene reveal an intoxicated driver causing your sideswipe accident, you may have a higher chance of recovering non-economic compensation.
You can file this claim when you suffer permanent disfigurement or serious impairment of an important body function affecting your way of life. You may also claim compensation for excess wages and medical care over the coverage provided in your insurance policy.
Your experienced attorney may also advise you to file a personal injury claim for the wrongful death of a loved one. This claim is essential for you and your loved ones to obtain a wrongful death settlement for the loss of enjoyment of life and loss of consortium.
A Livonia Auto Accident Lawyer Can Help You
If you or a loved one was an automobile accident victim, work with a personal injury lawyer from Cochran, Kroll, & Associates, P.C. to help you with your claim. Our track record of success shows that we can help you win compensation for your injuries.
- $500,000 recovery for a Livonia City young lady who suffered a brain injury after an accident.
- $400,000 settlement in excess of no-fault benefits for home modifications and attendant care to a Livonia gentleman with a spinal cord injury.
Preserve Your Rights to Fair Compensation After a Livonia Car Accident
A Livonia auto accident victim requires the legal assistance of an experienced lawyer to help them understand Michigan’s no-fault law and personal injury claims processes. The auto accident lawyers at Cochran, Kroll, & Associates, P.C. are knowledgeable in personal injury cases, including auto accidents, so we can help you with your claim after your accident.
Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW (1-866-642-4529) and schedule your no-obligation, free case evaluation.
Disclaimer: The information provided is general and not for legal advice. The blogs are not intended to provide legal counsel, and no attorney-client relationship is created nor intended.
Disclaimer : The information provided is general and not for legal advice. The blogs are not intended to provide legal counsel and no attorney-client relationship is created nor intended.