Car Accident Lawyers in Detroit
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Car Accident Lawyers in Detroit

Car Accident Lawyers

Getting into a car accident on Detroit’s busy streets and interstate highways can result in catastrophic injuries or death. In 2023, there were 287,953 traffic accidents in Michigan, with 1,095 fatalities and 71,085 injuries. Wayne County had the highest injury and fatal crash rate that year, many due to distracted driving, speeding, and failure to yield.

Michigan is a no-fault state, so you need to file a claim for injury compensation with your insurance company. If you have incurred expenses beyond your insurance policy’s limits from medical bills and cannot work, you may need to file a lawsuit for damages.

The Michigan car accident lawyer in Detroit at Cochran, Kroll & Associates, P.C. are ready to assist with your claim. With extensive experience in litigating and winning cases, our Detroit car accident lawyers are dedicated to helping clients secure the compensation they deserve.

Our knowledgeable Detroit car accident attorneys can provide legal advice on your insurance coverage and guide you through the process of filing a claim with your insurance company. We can also assist you in filing an auto accident settlement claim against the at-fault driver to cover excessive medical bills and loss of wages.

How Do Michigan’s PIP Benefits and Medical Coverage Work?

Your first step after a car accident in Detroit is filing for personal injury protection benefits (PIP) through your own insurance. Michigan requires every driver to carry PIP insurance to cover medical costs and lost wages in a collision. PIP pays for specific damages, regardless of who is responsible for the crash. Coverage levels vary:

  • Up to $50,000 on accident-related medical expenses for Medicaid-eligible drivers
  • $250,000 in crash-related medical costs and wage reimbursement
  • $500,000 in medical and lost wage benefits
  • Unlimited coverage for accident-related expenses

What are the Other No-Fault Law PIP Benefits?

Michigan’s no-fault insurance law provides four types of no-fault personal protection insurance (PIP) benefits in motor vehicle accidents that result in bodily injury or death. The extent of your damages and policy limits determine the coverage you’re entitled to.

Benefit Category What It Covers
Allowable Expense Benefits Covers all reasonable costs for products, services, and accommodations necessary for medical care, recovery, and rehabilitation.
Replacement Service Expenses You may receive up to $20 per day for expenses related to having others do reasonably necessary tasks that you cannot perform due to injury. This benefit applies to household services like housekeeping, lawn care, and snow removal.
Survivor’s Loss Benefits Surviving loss benefits, payable for three years, match the maximum limit of work loss benefits.
Work Loss Benefits Covers up to 85% of lost wages for three years. It also extends wage loss benefits to individuals temporarily unemployed at the time of injury.

Cochran, Kroll & Associates, P.C.’s car accident lawyers in Detroit can help with your legal claim. Consult our Detroit accident attorneys to understand the financial compensation available under Michigan’s no-fault insurance.

The statute of limitations for PIP claims is one year, but benefits are typically paid within 30 days. A Detroit car accident lawyer can gather the information needed to file your insurance claim.

Car Accident Lawyers in Detroit

How Can I Receive Financial Compensation for My Auto Accident in Detroit, Michigan?

In some cases, PIP insurance may not cover all your expenses after a collision. If you are seriously injured in a car accident, you may be eligible to sue the at-fault driver for additional pay and medical benefits in a tort claim. To take this legal action, you must meet the following criteria:

  • Your medical expenses from the accident exceed the maximum amount of no-fault PIP benefits covered by your policy.
  • You meet the serious injury threshold in Michigan, indicating you’ve experienced significant impairment of a bodily function or have suffered permanent disfigurement.

What Compensation Can You Receive in an Auto Accident Settlement?

A car accident settlement is intended to compensate you for losses like medical costs and missed wages. Your car accident lawyer in Detroit will pursue the following damages in your recovery award:

  • Loss of income or wages. This compensates for the earnings you lost due to the accident and recovery from your injuries, including potential future earnings if your ability to work is affected long-term.
  • Temporary or permanent disability. Our Detroit car accident lawyers will fight for a settlement that covers severe injuries, such as spinal cord injuries or traumatic brain injuries, which can lead to short-term or lifelong disabilities.
  • Temporary or permanent disfigurement. If the accident results in scarring, we can seek compensation for the physical and psychological impacts of disfigurement.
  • Other non-economic damages. Your attorney can advocate for a settlement that compensates you for emotional distress, pain and suffering, loss of companionship, and diminished enjoyment of life. These damages address the broader emotional and psychological impacts of the accident.

Our Verdicts

We’ve won millions for injured car accident victims and can use our experience and skill to fight for fair compensation on your behalf. Our past settlements include:

  • $3.3 million for a motorist who was injured on a defective Michigan highway, resulting in a severe brain injury.
  • $1.3 million for a family in Marlette, Michigan, whose son was killed in a semi-truck accident.
  • $400,000 to a Monroe woman who was paralyzed in an auto accident.
  • $80,000 to a Bay City grandmother who suffered a broken leg in an auto accident.

What Can a Detroit Car Accident Lawyer Do for You?

Dealing with insurance companies and at-fault parties after an accident can be overwhelming. At Cochran, Kroll, & Associates, P.C., our Detroit car accident lawyers streamline the process, advocating fiercely to secure the fair settlement you deserve. We can do the following for your case:

  • Understanding your legal rights. Our lawyers will review the accident’s circumstances and explain your rights, ensuring you’re fully informed about your legal options. For instance, if you were a passenger, protections may still be available under a family member’s PIP plan.
  • Filing a claim and negotiating with insurance companies. We file your no-fault benefits and negotiate with your insurance company. Additionally, we can file a third-party claim against the negligent party to secure compensation beyond your medical expenses.
  • Investigation and evidence gathering. Your lawyer will review all evidence, including photos, videos, and witness statements, to assess the accident’s impact and identify the at-fault party. We’ll also analyze the police report to strengthen your claim.
  • Calculation of damages. We assess economic damages, like medical bills and car repairs, and non-economic damages, such as pain and suffering. This process requires detailed medical records to substantiate your claim and quantify the compensation you deserve.
  • Filing a lawsuit. If the insurance company refuses to offer a fair settlement, we’ll guide you through the entire lawsuit process—from filing the initial petition to handling negotiations and going to trial if necessary. Count on our legal expertise to navigate this complex process effectively.
  • Specialized expertise. Our team includes professionals like Eileen Kroll, a partner attorney and registered nurse. Her dual expertise in healthcare and law enables us to accurately assess your injuries and advocate for your rights.

Get Legal Representation from Auto Accident Lawyers in Detroit, Michigan

If you or a family member has been involved in an auto accident with a negligent driver, you need a car accident lawyer in Detroit on your case. Let us help you secure the compensation you deserve and navigate the legal process. Contact us now to take the first step toward resolution.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.

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There is no obligation for a case evaluation & no fee is charged unless a recovery is made.
  • Disclaimer: Please note that we are currently accepting cases for Michigan residents only, except for product liability cases, which we handle nationwide.
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