Long Term Disability Lawyer in Dearborn

If a large insurance company has denied you long term disability insurance, it’s time to call a long term disability lawyer in Dearborn with a winning track record to help you get justice. Long term disability claims are often denied on the first attempt or canceled after the first six months due to ERISA (The Employee Retirement and Income Security Act) being stilted in favor of the insurance companies.

If you experience injustice at the hands of an insurance company that denies or unfairly cancels your claim, you should contact a law firm serving Dearborn, MI, like Cochran, Kroll & Associates, P.C. Our social security disability lawyers can also assist you with filing your initial claim if you are unable to work due to injuries or illness.

Challenging a Claim Denial

When a Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) claim is denied, you have 60 days in Michigan to request an appeal. At this point, you should seek legal representation and file the appeal immediately after you receive your denial. Don’t file a brand new claim or delay the appeal process because this will result in a loss of appeal rights, and you’ll have to start again.

Upon finding out your claim is denied, make sure you find out why it has been rejected. Consider hiring an attorney to help you with the appeal process and file your appeal.

Levels of the Appeal Process

There are four levels to the appeal process in the state of Michigan.

• Reconsideration is a review of your claim by someone who did not partake in the initial review process. To ask to attend your reconsideration, you can file your request with the Social Security Administration (SSA).
• A Hearing takes place if you disagree with the decision made during the reconsideration process. You can request this by writing a letter to the SSA or filing form HA-501 within 60 days. Hearings typically take place within 75 miles of your home. If not, the SSA might cover some of your costs for attending.
• Appeals Council Review can be requested if you disagree with the Administrative Law Judge’s decision assigned to your case for the hearing.
• Federal Court is the highest level of the appeals process and is where you’ll take your appeal if the Appeals Council decides not to review your case or if you disagree with their decision.

Work With Our Michigan Law Office

To move forward with an appeal for a denied disability claim, contact a reputable disability law firm with years of experience serving Dearborn Heights.

The seasoned personal injury attorneys at Cochran, Kroll & Associates, P.C., can walk you through the claims process and help you receive the benefits you deserve. For a free consultation, contact us today at 866-MICH-LAW and speak to a social security disability attorney with experience in this practice area.