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Long Term Disability Lawyer in Detroit

If you’ve been denied a long term disability claim by a large insurance company or government agency, you should contact a law firm in Detroit, Michigan. Disability insurance lawyers can offer legal advice on the appeals process for a rejected claim.

At Cochran, Kroll & Associates, P.C., our personal injury and long term disability attorneys can assist you with filing claims for long term disability benefits and continuing with the appeals process if your long term disability insurance claim is denied.

Long Term Disability Lawyer in Detroit

What is Long Term Disability Insurance?

Long-term disability insurance (LTD) protects individuals from loss of income and to cover medical expenses if they become disabled due to illness or injury. It differs from short-term disability insurance in that you must prove that the disability will last for a prolonged period.

Filing a Long Term Disability Claim

Before you apply for long term disability benefits, it’s a good idea to have your doctor document your condition in your permanent records. This note should state if you’re permanently disabled and cannot return to work or the expected return to work date if it’s applicable.

When filing a long-term disability claim, you’ll need to provide information on your job description, income amount, and medical history. Prepare documentation ahead of time as you might be asked to show pay stubs, doctor’s script, or your tax records.

If you do not receive payment after the qualifying period, you should contact a lawyer to begin the appeals process. The qualifying period is the amount of time that you must wait between the onset of your disability and receiving benefits.

Contact a Law Firm in Michigan

If you’re seeking workers compensation or should be receiving benefits for long term disability conditions and have a claim denied, contact respected law offices in Grand Rapids or Detroit, MI for help.

Michigan disability lawyers at Cochran, Kroll & Associates, P.C., value a strong attorney-client relationship. Contact us at 866-MICH-LAW for a free consultation and start the process of filing your claims or an appeal.

Our senior partner Eileen Kroll is a registered nurse who uses her vast medical knowledge to interpret your medical records and strengthen your claim. With the support of experienced disability attorneys, the claims and appeal process can feel much more manageable.


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