If you’ve been denied a long term disability claim by a large insurance company or government agency, you should contact a law firm in Detroit, Michigan. Disability insurance lawyers can offer legal advice on the appeals process for a rejected claim.
At Cochran, Kroll & Associates, P.C., our personal injury and long term disability attorneys can assist you with filing claims for long term disability benefits and continuing with the appeals process if your long term disability insurance claim is denied.
Long-term disability insurance (LTD) protects individuals from loss of income and to cover medical expenses if they become disabled due to illness or injury. It differs from short-term disability insurance in that you must prove that the disability will last for a prolonged period.
Before you apply for long term disability benefits, it’s a good idea to have your doctor document your condition in your permanent records. This note should state if you’re permanently disabled and cannot return to work or the expected return to work date if it’s applicable.
When filing a long-term disability claim, you’ll need to provide information on your job description, income amount, and medical history. Prepare documentation ahead of time as you might be asked to show pay stubs, doctor’s script, or your tax records.
If you do not receive payment after the qualifying period, you should contact a lawyer to begin the appeals process. The qualifying period is the amount of time that you must wait between the onset of your disability and receiving benefits.
If you’re seeking workers compensation or should be receiving benefits for long term disability conditions and have a claim denied, contact respected law offices in Grand Rapids or Detroit, MI for help.
Michigan disability lawyers at Cochran, Kroll & Associates, P.C., value a strong attorney-client relationship. Contact us at 866-MICH-LAW for a free consultation and start the process of filing your claims or an appeal.
Our senior partner Eileen Kroll is a registered nurse who uses her vast medical knowledge to interpret your medical records and strengthen your claim. With the support of experienced disability attorneys, the claims and appeal process can feel much more manageable.
A young couple from Monroe, Michigan, was awarded a $15.8 million verdict as the result of their baby son, Jason, being inflicted with Cerebral Palsy as the result of an error during the final stages of a labor.
Oakland County, Michigan
While in the hospital a mother of three was not properly treated for a closed-head injury causing her untimely death.
A Livonia pedestrian recovered $1.4 million when he was struck by a commercial van resulting in a traumatic brain injury in Redford, Michigan.
Wayne County, Michigan
Patient suffered cardiac arrest and brain damage when a hospital failed to recognize internal bleeding and treatment was delayed for more than 14 hours.
Tuscola County, Michigan
A Tuscola County jury awarded $3.3 million to a severely brain injured motorist as the result of a defective Michigan highway.
A seventeen-year-old construction worker suffered a traumatic brain injury resulting from a fall in Flint, Michigan, and was awarded $1.25 million.
Wayne County, Michigan
Middle-aged woman suffered severe disfiguring facial burns from a simple surgical procedure.
Child developed cerebral palsy with developmental delays due to lack of oxygen and brain injury during labor and delivery.
A Westland construction worker recovered $1.5 million after sustaining a traumatic brain injury while on a construction site in Detroit, Michigan.
A Marlette, Michigan, family reached a $1.3 million settlement in the traffic death of their 5-year-old son when they were struck by a semi truck.
The misdiagnosis of breast cancer resulted in a Redford, Michigan, woman recovering $225,000.
A construction worker redeemed his worker’s compensation case for $125,000 in Detroit, Michigan.
A paraplegic woman from Monroe, Michigan, recovered Michigan no-fault benefits including the purchase of a new home and attendant care in excess of $400,000.
Brighton, Michigan; Detroit, Michigan
A Brighton family recovered $1.3 million and a Detroit family recovered $900,000 as the result of birth injuries and medical malpractice to their children.
Bay City, Michigan
A Bay City grandmother was awarded $80,000 following an auto accident resulting in a broken leg.