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Vehicle Accident & Personal Injury Lawyer in Detroit

In 2020, 19,339 traffic accidents in Macomb, Wayne, and Oakland Counties caused injuries, while 329 resulted in the loss of life. If you are injured in a Detroit accident, it’s essential to know your legal options and how you can recover compensation from a negligent driver.

A car accident attorney at Cochran, Kroll & Associates, P.C. can help you navigate Michigan’s no-fault laws and insurance policies. A personal injury law firm can offer legal guidance and help you get maximum compensation for your losses.

Understanding the state’s no-fault benefits and filing a third-party claim can show you the advantages of working with a personal injury attorney. The legal team at Cochran, Kroll & Associates, P.C. can offer legal advice to help you file an accident claim with your insurance or the at-fault driver’s coverage.

How Do Michigan’s Insurance Requirements Affect You After an Accident?

Michigan requires all motor vehicle drivers to carry no-fault insurance coverage. Your experienced attorney can go over the limits of your auto insurance coverage and see if you can use these no-fault insurance benefits.

Personal Injury Protection (PIP)

PIP covers all reasonable medical expenses related to your injury up to your purchase limit. Medical cost coverage should pay for your hospital stay, doctors’ services, and out-of-pocket expenses like medications, mobility assistive devices, and other necessary medical equipment.

Depending on the severity of your injury, you might also need help to pay for attendant care, nursing care, and modifications to your home. You might also collect up to $20 per day for household replacement services, or help with household tasks, while you recover. Coverage for 56 hours of in-home attendant services from a family member, business associate, or friend is available.

This insurance also provides funeral cost coverage if someone in your vehicle dies in the accident. PIP also covers up to 85% of your income for three years if you suffer an injury. This coverage can last three years, and its limit is adjusted annually.

Property Protection Insurance (PPI)

This form of coverage will reimburse up to $1 million in damage to property your vehicle causes to properly parked cars and buildings. It does not cover any other vehicle damage.

Bodily Injury (BI) and Property Damage (PD) Liability

BI/PD policies cover non-economic damages when your vehicle causes severe injury or death. It also provides for your legal defense and auto accident property damage you cause in another state.


Uninsured Motorist Claim

You have a couple of options if you receive severe injuries in a hit-and-run accident or an uninsured driver causes the accident. If you have uninsured motorists coverage, you can file a claim. You may also file an uninsured motorist benefits claim with the Michigan Assigned Claims Plan (MACP). An experienced accident attorney can help you get the compensation you need to move on with your life.


Important Factors for Car Accident Settlement in Michigan

Knowing what factors affect a motor accident can help your lawyer estimate the total value for your maximum settlement. Here are some factors that may play a role in your personal injury lawsuit.

Liable Parties

Accidents involving motor vehicles may occur due to driver errors, such as distracted driving. Distracted drivers text while driving, eat food behind the wheel, or speak to passengers. As a result, they don’t pay attention to the road, leading them to run a red light at a busy intersection and hit another vehicle.

Multiple people might share liability in some cases, such as truck accidents. Employers can also be held liable for an accident involving a semi-truck driven on their behalf. If the negligence of a government entity responsible for road safety caused your motor vehicle accident and resulted in catastrophic injuries, you can file a third-party accident claim.

An experienced lawyer can review evidence from the incident, including surveillance footage, police reports, and witness testimonies to determine the at-fault party. Our investigation of the accident can identify all the liable parties for your automobile accident so we can file the appropriate claims.

Percentage of Liability

Getting legal representation significantly increases your chances of winning a claim for compensation related to the injury caused by the at-fault party. Michigan uses modified comparative fault so that you will receive a proportion of the jury award equal to the responsible party’s liability ratio.

For example, if the jury awards you $10,000 and your actions contributed 10% to the accident, you will collect $9,000. However, you can’t receive compensation if the other party can prove you were more than 51% at fault.

Statute of Limitations

Michigan follows no-fault law in which you can file an insurance auto accident claim for medical benefits and coverage for property damage to other vehicles. However, if your expenses exceed your policy limits, you can file a car accident lawsuit within the three-year statute of limitations.

It is best to have your personal injury lawyer work with you to file your claim on time before the time limit runs out. If you wait too long before the accident claim time limits run out, then you may lose your right to bring a personal injury claim against the negligent driver.

Damages in Your Claim

Traumatic brain injuries, spinal cord injuries, and injuries to internal organs might require multiple surgeries, lengthy hospital stays, and ongoing medical care, such as physical therapy or dialysis. If the expenses for these treatments exceed the limits of your auto insurance policy, you can file against the negligent party’s liability policy to get compensation for injuries sustained in the crash.

Your lawyer can also include future losses in cases of ongoing medical care for your injuries.

Michigan law specifies the threshold injury severity the injured party must sustain to seek non-economic damages. The damage must cause loss of body function, permanent disfigurement, or death. The law clarifies that the loss of bodily function need not be permanent or of a specified duration.

The experienced car accident lawyers with Cochran, Kroll & Associates, P.C. can help you file an insurance claim against the at-fault driver for non-economic damages. These damages compensate you for non-financial losses, including emotional distress, loss of consortium, loss of enjoyment of life, and pain and suffering.

A Winning Track Record

Our experienced team of accident lawyers has a winning track record handling many types of auto accidents and legal settlements, including:

  • Motorcycle accident
  • Semi-truck accident
  • Pedestrian accident
  • Boating accident
  • Drunk driving accident

Our legal firm has recovered millions of dollars in settlements and verdicts for our previous clients. Eileen Kroll, a registered nurse and car accident attorney, has extensive medical training and experience. She can use her combined legal and nursing backgrounds to devise a legal strategy for obtaining fair compensation by reviewing medical records and speaking with expert medical witnesses, if necessary.

Semi-Truck Wrongful Death Settlement

We reached a $1.3 million settlement for a family that lost their five-year-old in a truck accident.

Defective Highway Award

We won a $3.3 million verdict for a driver who received a severe traumatic brain injury in an automobile accident caused by a defective highway.

No-Fault Benefit Settlement

We helped a woman recover more than $400,000 from her insurance company after she was paralyzed in a crash. This settlement helped her move to a wheelchair-friendly house and pay for attendant care.

The dedicated auto accident lawyers with Cochran, Kroll & Associates, P.C. can help take legal action to recover financial compensation. The legal services of our skilled attorneys increase the chances of winning the maximum compensation for clients.

Work with the Detroit Auto Accident Attorneys at Cochran, Kroll & Associates, P.C.

Michigan’s no-fault insurance laws make accident claims complex. The skilled auto accident lawyers at Cochran, Kroll & Associates, P.C. understand the impact motor vehicle crashes can have on an auto accident victim’s life and can help you obtain an accident settlement. We can negotiate with insurance companies and take them to court if the claims process fails.

Whether the accident involves a neck injury or a broken leg, our personal injury lawyers can help victims of an auto accident to file an insurance claim. We can guide you through the legal process and provide compassionate support so you can focus on your recovery.

Our legal services can help you navigate Michigan’s no-fault auto law and comparative negligence issues in third-party claims. We operate on a contingency fee basis because we believe all accident injury victims deserve legal representation.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.


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