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Vehicle Accident Lawyer in Flint, MI

There were more than 9,031 motor vehicle accidents in Genesee County in 2020, resulting in 2,829 injuries and 55 fatalities. If you are involved in an accident, your severe injuries may make it difficult for you to return to work or live a normal life. You may also experience psychological distress after a traffic accident.

Automobile accident victims often need the assistance of personal injury attorneys to get fair compensation for their injuries or to bring a wrongful death lawsuit. The legal representation of an experienced car accident lawyer will protect your rights with your auto insurance company or the insurer of the at-fault party.

The Michigan injury lawyers with Cochran, Kroll & Associates, P.C. have decades of experience representing victims with severe injuries. We can get you the compensation you deserve and help you get back on your feet after a vehicle accident in Flint, Michigan.

Accident Claims in a No-Fault State

Michigan’s auto no-fault insurance law requires drivers to carry personal injury protection (PIP), property protection insurance (PPI), and residual liability for bodily injury and property damage (BI/PD). Your attorney can go over which no-fault benefits apply to your situation.


PIP Coverage

The insurance company will cover reasonably necessary medical expenses related to your injury and those of the occupants of your vehicle. PIP also covers any pedestrian, bicyclist, or motorcyclist involved in the accident.

These medical benefits will cover your treatment without financial limits if you purchased an unlimited PIP insurance policy. Otherwise, it will pay up to the limits of the policy. Michigan drivers can choose between six PIP coverage levels for comprehensive medical coverage.

PIP also compensates injured parties for your loss of wages by providing up to 85% of what you would have made had you not been injured. These disability benefits have limits and last no longer than three years.

If your injuries prevent you from performing household tasks, PIP can pay up to $20 per day for household replacement services. It also covers in-home attendant care from a family member, friend, or business associate for up to 56 hours per week. If you require care beyond 56 hours per week, insurance companies must cover it.

PPI Coverage

This insurance compensates property owners up to $1 million for damage to buildings, fences, mailboxes, and properly parked cars from your car. It does not cover any other types of vehicle damage, so you might need collision and comprehensive insurance.

BI/PD Coverage

Residual liability covers medical bills that exceed the injured person’s PIP coverage or if the injured person qualifies for non-economic damages. The liability limits must cover at least $250,000 for one injured person and $500,000 for more than one injured person. The property damage component must cover at least $10,000 you cause in other states.

You can buy additional insurance coverage, uninsured motorist coverage, and an umbrella policy that protects you from excess auto or premises liability claims.

However, your insurance company might not want to pay your claim and work to protect their profits by limiting or denying payouts. The statute of limitations regarding a claim against your no-fault insurer is one year from the date of the accident or within one year of notifying the insurer of the accident. An experienced attorney can help you get a substantial settlement from your insurance company.

Claiming Non-Economic Damages

Michigan law sets the standard for serious impairment of a body function you must meet before obtaining non-economic damages. The threshold injury must have impacted an important function of your body, affecting your ability to perform daily tasks. Your quality of life before and after a collision determines the standard for serious impairment. The injury also impairs your ability to live a normal life.

The threshold injury also must have objectively manifested, meaning that someone other than you could have noticed it. Injuries that might cause enough damage to qualify for these damages include brain damage, nerve damage, amputations, loss of vision, and spinal cord damage.

To file a personal injury claim in Genesee County that includes non-economic damages, you need the legal advice of a skilled motor vehicle accident lawyer from Cochran, Kroll & Associates, P.C. We can ensure your rights to non-economic compensation are protected.

Determining Liability

Our legal professionals can investigate your accident and consult with accident experts to determine what happened and who caused it. We can examine the police report and medical records to support your case. If there is evidence of negligent driving, such as speeding, texting, or drinking while driving, we can assign liability to the driver responsible for your injuries.

Calculating a Settlement

Auto accident victims deserve compensation for injuries caused by driver error of an at-fault motorist. Economic damages include costs of medical care, attendant care, lost wages, and out-of-pocket expenses such as medication and assistive devices.

Non-economic damages include loss of enjoyment of life, emotional distress, pain and suffering, loss of consortium psychological injuries, and the inconvenience of permanent disabilities.

Loss of enjoyment of life refers to the victim’s decreased ability to perform everyday actions. These actions include household tasks and work, sports, socialization, and recreational activities. Loss of consortium refers to the spouse of the victim’s loss of companionship, love, and household services.

An experienced attorney understands how to attach a monetary value to these intangible losses. They can work with medical and economic experts to convince the insurance adjuster or jury to award you maximum compensation.


Proving Your Case

To win a Genesee County accident claim, your personal injury lawyer must prove that the at-fault driver violated a duty of care, that the violation led to your injuries, and that your injuries caused significant suffering.

All drivers must follow Michigan’s rules and regulations for driving. Violations include:

  • Negligent driving, such as speeding, texting while driving, and distracted driving
  • Reckless driving, such as a drunk driver or drowsy driver

Your attorney can use the information from the investigation to prove this element of the claim.

An experienced lawyer works with various expert witnesses who can show how the accident caused your injuries. They can recreate the crash based on photographs of the accident scene and gather information from the police report.

If the driver left the accident scene, your lawyer can help you track down the driver using their license plate or car color and make from witness statements. They can also demonstrate that your injuries caused enough damage to meet the level required to request non-economic damages.

Working with a personal injury law firm like Cochran, Kroll & Associates, P.C. that has extensive experience with motor vehicle crashes can ensure you have the best chance at receiving the maximum financial compensation you deserve.

Truck and Motorcycle Accidents

Some types of accidents can pose more significant challenges than others. For example, truck accident claims may require you to go up against the truck driver, the trucking company, and their insurance and legal teams. If you are involved in a motorcycle accident or a motor vehicle collision with a commercial truck, you should always consult an experienced attorney.

Motorcyclists face discrimination from the police, insurance adjusters, and juries and frequently sustain catastrophic injuries in accidents with larger vehicles. Semi-truck accidents also cause severe injuries, and trucking company representatives begin the accident investigation within hours to limit liability.

Motorcycle and truck accident attorneys understand the unique challenges of these cases. Depending on your situation, we can help crash victims get compensation from the negligent person’s no-fault insurance coverage.

A Law Office with Personal Injury Experience

Cochran, Kroll & Associates, P.C. can help victims injured in traffic accidents get the medical benefits they need to recover. Our legal team provides compassionate guidance through the legal process. An experienced truck accident lawyer can protect your rights because we understand how the trucking companies work.

If your life has been interrupted by an automobile accident injury, you can turn to an experienced attorney for advice regarding obtaining a fair settlement. We can also handle your wrongful death claim if a loved one passed away in an auto accident.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.


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