Car Accident Attorney in Grosse Pointe
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Grosse Pointe’s Car Accident Attorney


Driving in Grosse Pointe and around Wayne County means following the law and being cautious of bad situations on the road. However, the aftermath of a motor vehicle accident can be a challenging time, impacting your quality of life.

Dealing with the insurance company and ongoing medical care can be overwhelming for car accident victims, especially if they’re handling everything alone without legal representation.

A Grosse Pointe personal injury attorney at the law firm of Cochran, Kroll & Associates, P.C., can provide legal counsel about your rights. Our attorneys use their legal experience to examine every possible strategy.

We are comprehensive in our case preparation, from reviewing the accident report to reconstructing the scene. We also enlist help from our network of industry professionals to bolster your claim and prove the full extent of your injuries and the impact on your quality of life.

Michigan’s No-Fault Insurance Law

Michigan’s no-fault insurance laws require all drivers to carry a basic auto insurance policy containing these three parts:

Personal Injury Protection (PIP): This section of the auto insurance policy provides coverage for your personal injury with the following:

  • Medical bills
  • Health care mileage
  • Attendant care for up to 56 hours per week
  • Replacement services for up to $20 per day
  • Loss of earnings

You should get these benefits from your insurer within the coverage limits of your policy.

Property Protection (PPI): If your car damages another person’s property in Michigan, such as cars parked properly, buildings, or fences, Property Protection (PPI) pays up to $1 million.

Residual Liability Insurance – Bodily Injury and Property Damage: The no-fault law protects insured drivers from being sued for auto accidents. It pays up to an auto insurance policy’s limit level in cases of wrongful death in an accident, an accident with an out-of-state driver, or a car accident in another state.

It also covers up to $3,000 in a mini-tort lawsuit for accident property damage if a driver is 50% or more at fault in an accident.

A skilled car accident lawyer can help you understand your auto insurance coverage and any legal issue that may arise when you file your claim.


The No-Fault Claims Process in Michigan

You must file an accident claim with your insurance company to receive benefits for your economic damages within one year of the accident, regardless of fault. However, the insurer is not required to pay benefits until they receive reasonable proof and the amount of loss incurred from the accident. The proof can include your clinical records and bills accrued from visits to your medical professional.

A personal injury lawyer can work with you on putting together your no-fault accident claim for your insurance company. If you have an aggressive insurance carrier who refuses to provide your benefits, an experienced auto accident attorney gives you a legal advantage during settlement negotiations and helps you get a favorable settlement.

Who can file a claim against the at-fault driver’s insurance carrier in Michigan?

If your out-of-pocket expenses exceed your benefits from your insurer, you may bring a car accident lawsuit against the negligent driver. In Michigan, you must prove the other driver was 50% or more at fault for the collision with evidence such as medical records and police reports. Driving violations, such as reckless driving and drunk driving, are all proof of negligence.

Your personal injury must meet the threshold injury for a claim for non-economic damages like pain and suffering and enjoyment of life damages. A threshold injury is defined as a severe impairment of body function, permanent serious disfigurement, or death.

Having a Michigan personal injury lawyer specializing in threshold injuries protects your right to pursue non-economic damages in your accident lawsuit. One of our senior partners, Eileen Kroll, is also a registered nurse. Her medical professional background enables her to review your clinical records and see if your injury applies under Michigan law.

Get Legal Representation in Grosse Pointe, Michigan Today

An experienced attorney at Cochran, Kroll, & Associates, P.C. has the expertise to help you get car accident compensation above and beyond what your auto insurance policy entitles you to. Our lawyers are experienced, skilled and tenacious, and we don’t back down when insurance companies push back.

If you are an accident injury victim, contact our law firm to learn your legal options. Our accident injury lawyers use their skills and legal experience to obtain the highest possible settlement for accident victims.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.


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