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Car Accident Attorney in Royal Oak

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Getting into a car accident is stressful, whether or not you are the negligent driver. A car accident becomes a financial burden with economic consequences in almost all cases, especially for expensive medical bills to treat a personal injury.

Insurance companies may be slow to fulfill claims, which might leave you in a tight financial position. Working with a personal injury attorney in Royal Oak, Michigan, can ease your stress and help you avoid issues with your car accident insurance claim.

The law firm of Cochran, Kroll & Associates, P.C., has a legal team of skilled attorneys who can provide legal representation in motor vehicle accident cases. You can rely on our legal team to help you file a no-fault insurance claim and guide you through the lawsuit process.

No-Fault Laws in Michigan

As long as you have insurance for the car you were driving and are the victim of a no-fault car accident in Michigan, you are entitled to benefits covering your medical expenses and lost wages.

No-fault insurance is mandatory in Michigan for anyone who drives regularly. If you are injured in a car accident, you don’t have to sue the responsible driver to cover your medical costs and vehicle damage. Your own auto insurance company will pay for your damages, regardless of fault.

Under Michigan’s no-fault law, you may file a claim under your insurance policy to seek reimbursement from the other driver’s insurance company. You may be eligible to receive compensation based on your insurance policy’s coverage limits. Passengers in your car at the time of the accident can also receive benefits under your policy.

Although Michigan’s no-fault laws prevent insured drivers from being sued, there are certain exemptions. If your insurance coverage doesn’t cover all your medical expenses and loss of wages, you can sue the other driver. Families can also seek compensation if a loved one dies or suffers serious injuries in an accident.

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What a Car Accident Lawyer Can Do For You

A car accident attorney can negotiate with the insurance adjusters on your behalf, so you receive adequate compensation. Your attorney can help you stay informed about legal procedures and deadlines.

The lawyer can review your injuries to estimate your compensation

If you suffered a serious injury and it caused you to miss work, your lawyer will want to know about it. Loss of income and medical expenses make your injury claim more valuable.

Your lawyer can review evidence to calculate your compensation, such as medical bills for treating your injuries and medical tests. They can also go over the car accident report from the police to learn more details about the accident.

Eileen Kroll, our senior partner and a registered nurse, can use her extensive medical knowledge to analyze these pieces of evidence to use as proof of your injuries.

Prepare a statement if you have a ticket from the accident

Traffic violations in Michigan can result in you receiving a ticket. Upon receiving a ticket, your lawyer can draft a statement for you to contest in court. If the insurance company uses your ticket to blame you for the accident, you need to hire an attorney to defend yourself.

Consider your legal options when partially at fault

Michigan may allow you to receive compensation, even if you were partly responsible. Michigan’s comparative negligence statute enables you to sue for damages if you are less than 50% at fault.

The insurance company for the other motorist may attempt to establish that you were at least partially at fault. Your attorney can negotiate with insurance adjusters on your behalf to maximize your settlement.

Help submit your application for no-fault benefits

Section 3145 of Michigan’s No-Fault Act states that a claimant must give written notice to the appropriate insurance company within one year of the accident that caused the injuries. You must submit your claim promptly to ensure that you receive compensation.

Negotiate with the insurance company

The insurance company may attempt to delay your claim by requesting additional medical exams and being uncommunicative with you. Using these tactics, they can put off a settlement for months, if not years. You can negotiate with the insurance company through legal counsel to expedite the claim process.

Contact a Michigan Law Firm

Working with a lawyer from the law office of Cochran, Kroll & Associates, P.C. can help you understand the no-fault insurance laws after an accident in Royal Oak. In your initial free consultation, we can answer your questions about your insurance coverage and help you take the next steps toward maximizing your compensation.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.

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